Estate Planning & Administration

Digital Assets in Pennsylvania (20 Pa.C.S. Chapter 39)

Pennsylvania adopted the Revised Uniform Fiduciary Access to Digital Assets Act (20 Pa.C.S. §§ 3901–3918), which governs what happens to your digital property when you die or become incapacitated.

What Are Digital Assets?

Digital assets include email accounts, social media profiles, digital photos and videos, cloud storage, cryptocurrency, online banking, domain names, digital music and book libraries, and any other electronically stored information with monetary or sentimental value.

The Problem

Without authorization, most platforms will not give your executor access to your accounts. Many terms-of-service agreements prohibit sharing login credentials. Federal law (the Computer Fraud and Abuse Act and the Stored Communications Act) can make unauthorized access a crime — even by a well-meaning family member.

What You Should Do

Cryptocurrency

Crypto presents unique challenges — private keys and seed phrases are the only way to access holdings. If these are lost at death, the assets are gone permanently. If you hold cryptocurrency, your estate plan must address how your executor will access your wallet. This is not optional.

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